SalaryOnTime Affiliate Program

Why Promote This Offer

The SalaryOnTime affiliate program pays a CPA of $8 for every loan disbursal in India. The payout is strong for the Indian salary-loan segment, and the product's payday-bridge positioning converts a clearly defined, high-intent audience.

1. An $8 disbursal payout is well above average for Indian small-ticket lending, rewarding quality salaried traffic.
2. The salary-cycle positioning speaks directly to a universal pain point, running out of money before payday.
3. Salaried borrowers repay reliably, which keeps validation rates high and reversals low.
4. One disbursal trigger gives publishers a clean, verifiable conversion event.

Who Should Promote This

Ideal Publisher Profile

Best for personal finance content sites, salary and career content creators, and in-app media buyers targeting working professionals in Indian metros and tier 2 cities.

Audience Match

Converts with salaried Indians aged 22 to 45, especially those in their first decade of employment managing tight monthly budgets.

Traffic Rules

Allowed

• Personal finance and loan comparison websites
• Finance blogs and review content
• In-app display and programmatic traffic
• Native advertising
• Opt-in email lists with financial content
• YouTube and short-video finance creators
• SEO content targeting loan-related keywords
• Push notification traffic from finance apps

Not Allowed

• Incentivized or rewarded traffic
• Brand bidding on the advertiser's trademark terms
• Misleading claims about guaranteed approval or zero interest
• Unsolicited SMS or WhatsApp spam
• Adult, gambling, or pirated content placements
• Bot, emulator, or click-injection traffic
• Cookie stuffing or forced clicks
• Pre-checked or auto-redirect placements

Compliance Note

Follow RBI digital lending norms. Make eligibility for salaried applicants clear in creatives, and never present approval or disbursal speed as guaranteed.

Tracking Flow

1. Publisher places their S2S Postback tracking link in finance content, comparison pages, or in-app placements.
2. User clicks and is directed to the SalaryOnTime app.
3. User installs the app and applies.
4. User completes a loan disbursal.
5. The S2S Postback fires the conversion event to the affiliate network.
6. Conversion enters the 30-day validation window.
7. After validation, $8 is credited to the publisher's payout balance.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPA per unique new India user

Promotional Tips

• Time pushes for the 20th to month-end window when pre-salary cash stress peaks.
• Use messaging built around the payday gap, it matches the product's exact value proposition.
• Target office-goers through commute-hour in-app placements and career content.
• Publish eligibility checklists so applicants arrive pre-qualified and disbursal rates stay high.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.