Why Promote This Offer

The Poonawalla Fincorp affiliate program pays a CPD of $20 for every personal loan successfully disbursed to a new Indian user. As a listed Indian NBFC backed by the Poonawalla Group with loans from Rs 1 Lakh to Rs 50 Lakhs at industry-leading rates from 9.99% p.a. and zero foreclosure charges, Poonawalla Fincorp offers publishers one of the strongest per-disbursal payouts in the Indian personal loan affiliate market.

1. A $20 CPD on loan disbursal is among the highest personal loan disbursal payouts in the Indian affiliate market, reflecting the high-value loan amounts Poonawalla Fincorp disburses and the strong LTV of a borrower who may refinance, top up, or use additional products from the same NBFC.
2. Poonawalla Fincorp's stock exchange listing, Poonawalla Group backing, and starting interest rate of 9.99% p.a. - among the lowest offered by any Indian NBFC - give it strong credibility and a compelling rate-based acquisition angle.
3. The Rs 50 Lakh maximum loan amount positions Poonawalla Fincorp as a premium personal loan option for India's salaried professional segment who need larger credit amounts for home renovation, wedding, medical, or business purposes.
4. Zero prepayment charges after 6 EMIs is a genuine product differentiator that appeals to financially savvy Indian borrowers who want flexibility to repay early without penalty - a feature publishers can highlight credibly in content.

Who Should Promote This

Ideal Publisher Profile

Best suited for Indian personal loan comparison and rate review content sites, credit score and EMI calculator platforms targeting salaried Indian professionals, high-value financial product YouTube channels, and media buyers running display or native campaigns targeting Indian salaried adults with a CIBIL score above 750 and income above Rs 30,000 per month.

Audience Match

Converts best with Indian salaried and self-employed adults aged 21 to 60 earning at least Rs 30,000 per month with a CIBIL score of 750 or above who are comparing personal loan options for high-value credit requirements from a reputed, listed Indian NBFC.

Traffic Rules

Allowed

• Organic Indian personal loan comparison, interest rate, and NBFC review content
• Credit score and loan eligibility tools driving high-value loan enquiries from salaried professionals
• Email marketing to opted-in Indian salaried finance audiences
• Native advertising on Indian finance, business, and news platforms
• Display and DSP campaigns targeting Indian salaried adults with personal loan comparison intent
• Push notifications targeting Indian adults with active high-value loan planning intent

Not Allowed

• Incentivized or reward-based referrals
• Fraudulent KYC submissions or fake applications
• Brand keyword bidding on Poonawalla Fincorp paid search terms
• Traffic from outside India
• Content targeting users under 21 or those below the income eligibility threshold
• Pop-up or pop-under traffic

Compliance Note

All promotions must comply with RBI NBFC advertising guidelines and ASCI standards. Do not misrepresent loan interest rates, eligibility criteria, or Poonawalla Fincorp's regulatory status. Do not make guaranteed approval claims. Creative pre-approval required.

Tracking Flow

1. Publisher places their S2S Postback tracking link in Indian personal loan or NBFC review content.
2. User clicks and lands on the Poonawalla Fincorp website or loan application page.
3. User fills in their personal, income, and employment details and submits the digital application.
4. User completes digital KYC with PAN, Aadhaar, salary slips, and bank statements.
5. Loan is approved and disbursed to the user's bank account.
6. Postback fires the loan disbursed conversion event to the affiliate network.
7. After the 30-day validation window, $20 is credited to the publisher's payout balance.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPD per unique new Indian user loan disbursed

Promotional Tips

• Interest rate comparison content positioning Poonawalla Fincorp's 9.99% starting rate against other major Indian NBFCs and banks is the single strongest acquisition angle - for Indian borrowers comparing rates, this is consistently one of the lowest personal loan starting rates available.
• Zero prepayment charge content after 6 EMIs is a strong differentiator for financially savvy Indian borrowers who know they might repay early - explicitly calling this out in content converts comparers who have been burned by hidden foreclosure charges elsewhere.
• Poonawalla Group corporate story content builds brand trust for users unfamiliar with Poonawalla Fincorp as an NBFC brand - connecting the loan product to the well-known Poonawalla Group (the same group behind Serum Institute) gives it instant credibility.
• High-value loan need content covering home renovation budgets, wedding finance, and medical loan requirements converts well with Poonawalla Fincorp's Rs 50 Lakh maximum - position it as the NBFC for large personal credit needs that smaller digital lenders cannot serve.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.