Why Promote This Offer

The Quara Finance affiliate program pays a CPA of $17 for every personal loan successfully disbursed to a new Saudi user. As a SAMA-licensed, Tadawul-listed fintech using Nafath digital identity and offering Shariah-compliant loans without salary transfer requirements, Quara Finance gives publishers a strong disbursal payout in the Middle East's most active fintech lending market.

1. A $17 CPA on loan disbursal is competitive in the Saudi fintech affiliate market, reflecting the strong LTV of a verified Saudi borrower who completed Nafath digital identity authentication and passed SIMAH credit bureau checks.
2. Quara Finance's SAMA licence, Tadawul listing (symbol 9596), and Shariah compliance give it the institutional credibility that converts Saudi users who specifically seek regulated and halal-compliant financing.
3. The no-salary-transfer requirement broadens eligibility to Saudi nationals, residents, and expats, creating a significantly larger addressable audience than products requiring salary assignment to a specific lender.
4. Nafath digital identity verification eliminates branch visits entirely, making the disbursal trigger a clean conversion backed by a fully verified borrower who completed national ID authentication.

Who Should Promote This

Ideal Publisher Profile

Best suited for Arabic-language personal finance and Islamic lending content sites, Saudi fintech and digital banking review platforms, YouTube channels covering financial planning for Saudi residents, and media buyers running native or display campaigns targeting Saudi adults with personal credit intent.

Audience Match

Converts best with Saudi nationals, residents, and expats aged 18 and above who need fast, Shariah-compliant personal financing and prefer a fully digital process without salary transfer or branch visits.

Traffic Rules

Allowed

• Organic Arabic personal finance and Shariah-compliant lending content targeting Saudi residents
• Islamic fintech and halal financing comparison articles
• Email marketing to opted-in Saudi personal finance audiences
• Native advertising on Saudi financial news and lifestyle platforms
• Display and DSP campaigns geo-targeted to Saudi Arabia with personal loan intent
• Social media content on Instagram, Snapchat, and X targeting Saudi adults

Not Allowed

• Incentivized or reward-based referrals
• Fraudulent applications or Nafath identity misrepresentation
• Brand keyword bidding on Quara Finance paid search terms
• Traffic from outside Saudi Arabia
• Content making non-Shariah-compliant financial claims or misrepresenting profit rates
• Content targeting users under 18

Compliance Note

All promotions must comply with SAMA advertising standards for consumer financing and Islamic finance marketing principles. Do not misrepresent profit rates, loan terms, or Shariah compliance. Creative pre-approval required.

Tracking Flow

1. Publisher places their S2S Postback tracking link in Saudi personal finance or Islamic fintech content.
2. User clicks and lands on the Quara Finance website or mobile app.
3. User completes Nafath digital identity verification using their Saudi ID or Iqama.
4. User submits a personal loan application with income and employment details.
5. Quara Finance evaluates the application using SIMAH credit data and approves the loan.
6. Loan amount is disbursed to the user's bank account within 24 to 48 hours.
7. S2S Postback fires the loan disbursed conversion event to the affiliate network.
8. After the 30-day validation window, $17 is credited to the publisher's payout balance.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPA per unique new Saudi user confirmed loan disbursal

Promotional Tips

• Shariah-compliant financing comparison content positioning Quara Finance against Saudi bank personal loans is the strongest acquisition angle - the no-salary-transfer and Nafath digital process are clear differentiators for borrowers who want fast halal financing.
• Expat finance content in English and Arabic targeting non-Saudi residents is a strong underserved niche - Quara Finance's inclusive eligibility covering residents and expats gives publishers an angle most Saudi fintech programs cannot match.
• Emergency expense and salary-gap content targeting Saudi adults before month-end drives consistent loan intent - frame Quara Finance as the fast, regulated halal alternative to informal borrowing.
• For media buyers, Snapchat and Instagram campaigns targeting Saudi adults aged 18 to 45 deliver strong reach to the digitally active Saudi audience that responds best to fintech financial solutions.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.