Why Promote This Offer

The Fibe affiliate program pays a CPA of $10 for every personal loan or salary advance disbursed to a new Indian user. Formerly known as EarlySalary, Fibe has over 10 million downloads and serves salaried professionals who need fast credit without traditional bank paperwork, making it one of India's most recognized fintech lending apps.

1. A $10 CPA on loan disbursement is strong in India's digital lending affiliate market, reflecting the strong LTV of a Fibe borrower who returns for salary advances, personal loans, and BNPL across multiple financial needs.
2. Fibe's established 10 million-plus download count and strong brand recognition among Indian salaried professionals converts first-time digital loan applicants who have heard of the app and trust it before clicking an affiliate link.
3. The combination of salary advances, personal loans, and BNPL in a single platform gives publishers multiple content angles and a broad salaried audience across different financial needs and salary brackets.
4. The disbursement trigger ensures commissions are tied to completed, bank-confirmed loan transfers rather than registrations or pending applications, giving publishers clean attribution and reliable payout.

Who Should Promote This

Ideal Publisher Profile

Best suited for Indian personal finance and salary advance content sites, EMI calculator and loan comparison platforms, YouTube channels covering salaried professional finance, BNPL and shopping app review sites, Telegram finance communities, and media buyers running push or display campaigns targeting Indian salaried adults.

Audience Match

Converts best with Indian salaried employees aged 23 to 45 who need fast access to salary advances, personal loans, or BNPL credit and prefer a trusted fintech app with instant digital verification over traditional bank loan processes.

Traffic Rules

Allowed

• Organic Indian personal finance, salary advance, and loan comparison content
• BNPL and buy-now-pay-later review and comparison articles
• EMI calculator, credit score, and eligibility check tool placements
• Email marketing to opted-in Indian salaried finance and employment audiences
• Native advertising on Indian finance, e-commerce, and lifestyle platforms
• Display and DSP campaigns geo-targeted to India with personal loan or BNPL intent

Not Allowed

• Incentivized or reward-based referrals
• Fraudulent or duplicate loan applications
• Brand keyword bidding on Fibe or EarlySalary paid search terms
• Traffic from outside India
• Content targeting users under 21 or encouraging over-indebtedness
• Pop-up or pop-under traffic

Compliance Note

All promotions must comply with RBI digital lending guidelines and ASCI advertising standards. Do not make guaranteed approval claims or misrepresent loan rates, eligibility, or disbursal timelines. Fibe is not a bank and must not be represented as one in creatives.

Tracking Flow

1. Publisher places their S2S Postback tracking link in Indian personal finance or loan content.
2. User clicks and is directed to the Fibe app on Google Play or the App Store.
3. User downloads, installs, and registers on the Fibe app.
4. User completes Aadhaar and PAN-based digital KYC.
5. User applies for a loan or salary advance, which is approved and disbursed to their bank account.
6. S2S Postback fires the disbursement conversion event to the affiliate network.
7. After the 30-day validation window, $10 is credited to the publisher's payout balance.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPA per unique new Indian user loan disbursement

Promotional Tips

• Salary advance content targeting Indian salaried employees between paydays is the highest-converting angle for Fibe - position it as the instant, paperless option for workers who need 5 to 7 days of salary in advance without a bank loan.
• BNPL comparison content covering Fibe's buy-now-pay-later option alongside ZestMoney and LazyPay is a strong second acquisition angle for Indian e-commerce shoppers who discover fintech credit through shopping content.
• Month-end and festival season content targeting Indian salaried professionals drives peak loan disbursement volumes - align campaign budgets to Diwali, year-end, and salary-gap content for above-average conversion windows.
• EMI calculator tools embedded in comparison articles attract intent-qualified applicants who have already evaluated their repayment capacity and are ready to submit a full application immediately.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.