Why Promote This Offer

The GX Bank affiliate program pays a CPA of $0.8 for every new GX FlexiCredit loan application submitted by a Malaysian user. As Malaysia's first BNM-licensed digital bank with over 1 million users, PIDM-insured deposits, and a fully digital credit line up to RM 150,000, GX Bank gives publishers a clean application-linked payout in Malaysia's rapidly growing digital banking market.

1. A $0.8 CPA on loan application is a volume-optimised payout for publishers with broad Malaysian fintech and personal finance traffic - consistent application volumes across GX Bank's large and growing user base generate meaningful aggregate publisher earnings.
2. GX Bank's status as Malaysia's first BNM-licensed digital bank and its Grab Financial Group backing give it unmatched institutional credibility for a digital-first bank, converting Malaysian users who want the convenience of a digital bank with the safety of a fully licensed institution.
3. GX FlexiCredit's instant approval, credit limit up to RM 150,000, and zero early settlement fees make it the most accessible personal credit line in Malaysia's digital banking market - features that appear frequently in user search queries and drive above-average application conversion rates.
4. The loan application trigger fires at form submission - a lower-friction event than disbursal-based programs - keeping the conversion barrier low and maximising eligible traffic volume for publishers.

Who Should Promote This

Ideal Publisher Profile

Best suited for Malaysian digital banking, personal finance, and loan comparison content sites, Grab and GrabPay user communities, Malaysian financial planning YouTube channels in Bahasa Malaysia and English, and media buyers running in-app display or push campaigns geo-targeted to Malaysia with banking or credit intent.

Audience Match

Converts best with Malaysian adults aged 21 to 64 who want fast access to a personal credit line from a BNM-licensed digital bank with PIDM-insured savings, instant GX FlexiCredit approval, and cashback on the GX Card.

Traffic Rules

Allowed

• Organic Malaysian digital banking, personal finance, and loan comparison content
• GX FlexiCredit review and comparison articles in Bahasa Malaysia and English
• Grab Financial Group product review content targeting GrabPay and Grab users
• Email marketing to opted-in Malaysian finance and banking audiences
• Native advertising on Malaysian finance, news, and lifestyle platforms
• In-app display and DSP campaigns geo-targeted to Malaysia with banking or credit intent

Not Allowed

• Incentivized or reward-based referrals
• Fraudulent loan applications or fake KYC submissions
• Brand keyword bidding on GX Bank paid search terms
• Traffic from outside Malaysia
• Content targeting users under 18
• Misleading claims about credit limits, interest rates, or PIDM coverage

Compliance Note

All promotions must comply with Bank Negara Malaysia (BNM) financial advertising guidelines and Perbadanan Insurans Deposit Malaysia (PIDM) representation standards. Do not guarantee specific credit limits or misrepresent loan terms. Creative pre-approval required.

Tracking Flow

1. Publisher places their S2S Postback tracking link in Malaysian digital banking or personal finance content.
2. User clicks and is directed to the GX Bank app on Google Play or the App Store.
3. User downloads, installs, and opens a GX Account (required before applying for FlexiCredit).
4. User navigates to the FlexiCredit section and submits a loan application.
5. Postback fires the loan application conversion event to the affiliate network.
6. Application enters the 30-day validation window.
7. After validation, $0.8 is credited to the publisher's payout balance per valid application.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPA per unique new Malaysian user FlexiCredit loan application

Promotional Tips

• Malaysia's first digital bank positioning content explaining what sets GX Bank apart from traditional Malaysian banks like Maybank and CIMB is the strongest trust-building angle - the BNM licence and PIDM deposit insurance are key differentiators for Malaysians moving their money to a digital platform.
• GX FlexiCredit review content covering the instant approval process, zero early settlement fees, and credit limit flexibility converts strongly with Malaysian adults who are comparing personal loan options and find the digital-first, branch-free application attractive.
• Grab user community content is a natural cross-sell angle - Malaysians already using Grab for rides and GrabFood are familiar with the Grab Financial Group ecosystem and are the highest-converting audience for GX Bank financial products.
• For media buyers, in-app placements in Malaysian fintech, e-wallet, and e-commerce apps reach GX Bank's target audience of digitally active Malaysian adults who are already comfortable managing money on their phones.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.