UNI CARD Affiliate Program

Why Promote This Offer

The Uni Card affiliate program pays a CPA of $5 when a user completes a soft credit pull and is shown a card product in India. Because the trigger is an eligibility check rather than card issuance, conversion rates run far higher than typical credit card offers.

1. A $5 payout on a soft-pull event, well before card approval, delivers excellent effective EPC versus issuance-based card offers.
2. The no-impact-on-credit-score angle removes the biggest fear stopping Indians from checking card eligibility.
3. India's credit card penetration is still low and growing fast, giving this offer a long demand runway.
4. The product-shown trigger is a defined in-app event with objective, fast validation.

Who Should Promote This

Ideal Publisher Profile

Best for Indian credit card comparison sites, CIBIL and credit score content creators, personal finance YouTubers, and in-app media buyers reaching urban professionals.

Audience Match

Converts with urban Indians aged 21 to 40 seeking their first or an upgraded credit card, especially app-first users drawn to rewards and modern card design.

Traffic Rules

Allowed

• Personal finance and loan comparison websites
• Finance blogs and review content
• In-app display and programmatic traffic
• Native advertising
• Opt-in email lists with financial content
• YouTube and short-video finance creators
• SEO content targeting loan-related keywords
• Push notification traffic from finance apps

Not Allowed

• Incentivized or rewarded traffic
• Brand bidding on the advertiser's trademark terms
• Misleading claims about guaranteed approval or zero interest
• Unsolicited SMS or WhatsApp spam
• Adult, gambling, or pirated content placements
• Bot, emulator, or click-injection traffic
• Cookie stuffing or forced clicks
• Pre-checked or auto-redirect placements

Compliance Note

Follow RBI credit card marketing norms. The soft-pull claim must be presented accurately, and card approval must never be implied as guaranteed from the eligibility check.

Tracking Flow

1. Publisher places their S2S Postback tracking link in credit card content, comparison pages, or in-app placements.
2. User clicks and is directed to the Uni Cards app.
3. User installs the app and registers.
4. User completes the soft-pull eligibility check with a card product shown.
5. The S2S Postback fires the conversion event to the affiliate network.
6. Conversion enters the 30-day validation window.
7. After validation, $5 is credited to the publisher's payout balance.

Tracking Window: 30 days  |  Attribution: Last-click  |  Tracking Method: S2S Postback  |  Deduplication: One CPA per unique new India user

Promotional Tips

• Lead with check your eligibility without affecting your credit score, it is the single strongest hook.
• Place Uni in credit card comparison listicles, comparison shoppers convert at high rates on soft-pull events.
• Target young professionals in metros through salary, rewards, and lifestyle content angles.
• Pair with credit score improvement content, score-conscious users love the soft-pull mechanic.

Payment Methods

Publishers are paid through multiple flexible methods including Crypto, Wise, PayPal, Wire Transfer, and more. Payouts are processed on a Net-30 cycle once your earnings clear the minimum payout threshold. Contact your account manager if you need to set up or change your preferred payment method.